# Nord.Savings FAQs

## Is there any fee to deposit and withdraw stablecoins?

#### Etherereum

Protocol Fee (entry load): Each user is charged **0.5%** on the capital for the platform revenue

* Withdrawal Fee: **0%**
* Performance Fee : **0%**

Nord.Savings maintains a reserve of about 20% of the total supply to make small withdrawals cheap. If the withdrawal amount is more than the reserve available, the withdrawal happens from the pools that Nord.Savings has supplied to.

#### Polygon

Protocol Fee (entry load): Each user is charged **0.5%** on the capital for the platform revenue

The protocol will charge every NORD saver a 1% fee on exit to be shared pro-rata as shown below:

* Treasury: **0.3%**
* Redistribution to NORD long term staking holders: **0.3%** ( for single asset staking on polygon coming soon)
* Redistribution to stablecoin holders: **0.4%**
* Withdrawal Fee: **0%**
* Performance Fee : **0%**

## How to see the complete balance of DAI/USDC/USDT/NORD on NORD Savings V1 dashboard?

We truncate the balance due as some ERC20 tokens have more decimals. You can see the complete balance by just hovering the mouse over the text.

## What is nTokens (nUSDT/nDAI/nUSDC)?

nToken is interest-bearing token issued against your deposit. With yield farming on Nord Savings your nTokens (nUSDT/nDAI/nUSDC) will start accumulating interest on your deposits. When you withdraw, you will receive the original amount plus interest earned in your base token (USDT/DAI/USDC).

## Why it shows 0 Nord token when I withdraw nTokens?

Partial Withdrawal of Nord is not withdrawal when you withdraw some nTokens. If you withdraw 100% of the nTokens, all your staked Nord will be unstaked. You can claim the unstaked Nord tokens once the unbounding period ends (if any).

## What are different Tiers in Nord  Savings on Polygon?

NORD holders enjoy an additional layer of APY boost upto 12.5% for staking their NORD. Depending on your holdings, stake NORD on Polygon to get the below listed APY boost.

For more information on Tier based reward system [read here](https://nordfinance.medium.com/launching-of-nord-savings-on-polygon-a-tier-based-savings-protocol-962842ca02aa).

![](/files/-McibFJtQJllP7hqtvTT)


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